Just a little rant.
In order to reduce the rate on my car loan, we did a transfer to a new credit card from the conventional loan. It was working well for us, until CHASE bought out that credit firm.
CHASE insisted that it was our bosom buddy, but refused to accept that when we paid twice or extra in a month -- that we had paid twice or extra. Unless the payment was the minimum or received within seconds of their "due date" nothing counted for the next month. So if the minimum was $60, but we had paid $500, none of that carried forward, and should they change their "due dates" suddenly we were "late" inspite of being $440 ahead. They charged us late fees and then changed the "special" percentage rate to the maximum rate, because we were "late."
We're supposed to keep track of their little pissant rules every day? We receive "YOU HAVE ALREADY PRE-QUALIFIED FOR A CHASE CREDIT CARD TODAY!" advertisements at least four times a week. Those cretins don't even know who they have in their accounts. Even if you can get a company representative on the phone, they will LIE to you and tell you that yes, your extra payment will be credited to the next month, and when you get your statement, the extra will not be, and the late fees will still be added to your balance.
I'm not the only one who has had that experience. CHASE = CROOKS.
We're in the process of getting a loan to pay off CHASE and never, ever, have to deal with them again.
CHASE = MISERY AND LOSS OF $$$
Am I angry about this? You betcha.
CHASE = THE WHORE OF BABYLON.
There, was that bitter enough?